Insurance Planning
At FI Counsel, we understand that life can be unpredictable. A comprehensive insurance plan is essential for your family’s financial security. Whether you’re protecting loved ones, income, or a business, our tailored insurance solutions provide peace of mind.
We go beyond traditional insurance by offering innovative strategies that adapt to your changing needs. Our team stays ahead of industry trends to deliver effective solutions designed just for you, empowering you to tackle life’s uncertainties with confidence.
Life Insurance
Life insurance helps protect your family’s financial future by providing a tax-free benefit in the event of your passing. Whether you choose term or permanent coverage, this essential policy ensures your loved ones can manage expenses and maintain their quality of life.
Disability Insurance
Your ability to earn an income is one of your greatest assets. Disability insurance replaces lost income if you become unable to work due to an illness or injury, helping you meet daily expenses and maintain financial stability while you recover.
Critical Illness Insurance
A critical illness diagnosis can disrupt your life and finances. This coverage provides a lump sum benefit if diagnosed with a covered condition, helping to cover medical expenses, recovery costs, or lost income while you focus on your health.
Long-Term Care Insurance
As you age, the cost of healthcare can become a significant burden. Long-term care insurance helps cover expenses for in-home care, assisted living, or nursing homes, ensuring you receive quality care without depleting your savings.
Health Insurance
For those without employer benefits, individual health insurance helps cover prescription medications, dental care, vision care, and paramedical services. It ensures you have access to the care you need without unexpected out-of-pocket costs.
Buy-Sell Insurance
Business partners need to prepare for the unexpected. Buy-sell insurance funds the transfer of business ownership if a partner passes away or becomes disabled, ensuring financial stability and a seamless transition without putting the company at risk.